Mina point business where you can receive 25% points (equivalent to a maximum of 5,000 yen) by using the registered payment service. About three months have passed since the start of September, but many people say that they haven’t applied yet because they don’t know which payment service to choose.

Only one payment service can be registered for the Mina Point Business for each Individual Number Card. There are more than 100 target payment services, and some of them have campaigns to give additional points, etc., in addition to minor points. Compared to around September, the number of campaigns has decreased, but on the other hand, there are also new campaigns, so I would like to introduce information that I would like people who apply from now on to check.

  • What payment services are the “Mina Point” campaigns in progress?

“WAON” grants up to 2,000 yen

WAON, which is AEON Group’s electronic money, can add up to 2,000 yen in addition to minor points.

  • (From left) WAON card, JMB WAON card.Can also be used with Osaifu-Keitai

In the minor point business, 25% (up to 5,000 yen) of WAON will be granted to the total charge amount up to the end of March 2021. In addition, as a privilege unique to WAON, WAON for 10% (up to 2,000 yen) will be given, and a total charge of 20,000 yen will give WAON for 7,000 yen.

WAON earns 1 WAON point for every 200 yen spent (2 points for using WAON registered as a member at AEON Group stores), and JMB WAON earns 1 JAL mile for every 200 yen spent. Therefore, if the charge and usage are combined, the total grant rate will be 35.5 to 36%.

In addition, WAON and miles will be accumulated for the charge by auto-charging with “AEON Card Select” and “AEON Bank Cash + Debit”, and with some “JAL Card” linked with JMB WAON. In other words, depending on the charging method, it is possible to obtain a total grant rate of 36% or more.

  • (From left) AEON Card Select, AEON Bank Cash + Debit.Both are equipped with WAON function on the card

“LINE Pay” gives you the right to crypto assets worth 5,000 yen

If you register LINE Pay for Mina Points between December 7th and 16th, 2020, you will receive a LINK reward worth 5,000 yen in addition to Mina Points.

LINK Rewards can be converted to LINE’s original crypto asset (virtual currency) “LINK”, and after opening an account with the crypto asset trading service “BITMAX” (only possible for those aged 20 to 75), the management wallet “BITMAX Wallet” Can be received via. Since LINK is a crypto asset, its price fluctuates, but you can also convert it to Japanese yen and withdraw it to your LINE Pay balance or bank account. The withdrawal fee is 110 yen for the LINE Pay balance and 400 yen for the bank account.

  • You will receive a receipt notification on LINE for the LINK reward of the privilege, and apply for receipt on BITMAX Wallet. Receive after opening an account with BITMAX. (Right) Since the price of LINK fluctuates, the number of LINKs to be received varies depending on the timing of receipt.

In the minor points business, 25% (up to 5,000 yen) of LINE points will be returned to the total usage amount (excluding invoice payments and payments to LINE securities) until the end of March 2021. LINE points can be used as 1 point = 1 yen when paying with LINE Pay, and some LINE services can also be used for payment.

When paying with the “Charge & Pay” function that uses the registered “Visa LINE Pay credit card” as the payment source, LINE Pay will be 1 to 3% depending on the My Rank of your “LINE Point Club”. Earn LINE points. In addition, you can use up to 10 coupons per month according to your rank, as well as special coupons that allow you to receive discounts at affiliated stores in a wide range of industries such as convenience stores, drug stores, and supermarkets.

  • “Visa LINE Pay Credit Card” can be selected from 4 color designs

  • As of November 2020, LINE Pay award coupons can be used at approximately 130 member stores.

For example, if you pay 10,000 yen for a purchase using a 10% off award coupon, the coupon discount will be 1,000 yen, and the discounted amount will be charged with 2,250 points for LINE points returned in the Mina Point business. Depending on my rank, the pay return will be 90 to 270 points, with a maximum of 35.2% return.

If you use the award coupon well, you can greatly increase the return rate and you will receive a LINK reward worth 5,000 yen without exception, so if you want to try crypto assets without using your own funds, please take advantage of this opportunity.

“PayPay” will win up to 100,000 yen by lottery

PayPay is recommended if you are aiming for a lot of money. Every Monday, PayPay holds a campaign called “Monday Jumbo” where you can win a PayPay bonus worth up to 100,000 yen by lottery.

As a minor point business, 25% (up to 5,000 yen) of PayPay balance will be returned to the total charge amount or usage amount (selected by the user at the time of application) during the period, and the charged balance will be returned by PayPay Money Lite. The balance will be a PayPay bonus.

PayPay Money Lite can be used for payments such as shopping, remittances to other users, and split bills, but withdrawals are not possible. The PayPay bonus can only be used to pay for shopping.

In addition, PayPay is usually 0.5 to 1.5% (Yahoo!) depending on the achievement status of PayPay STEP when paying using the pre-charged balance, “Yahoo! JAPAN Card”, and “PayPay Postpay (One-time payment only)”. 1 to 2%) PayPay bonus will be returned for the services covered by JAPAN. Therefore, when combined with the minor points, the maximum reduction is 27%.

  • (From left) PayPay app home screen, PayPay STEP achievement status confirmation screen

PayPay’s unique benefit, “Monday Jumbo,” is held every Monday from November 23rd to December 28th. Using PayPay registered in Mina Point, you can use the balance at the actual store (some stores are not eligible), online store, or bill payment service (the actual store is “Yahoo! JAPAN Card” or “PayPay deferred payment (PayPay deferred payment)” If you pay from “Batch only)”, a lottery will be held at the same time as the payment.

1st prize (350 bottles a day) is 100% of the payment amount, 2nd prize (3,700 bottles a day) is 10%, and 3rd prize (122,000 bottles a day) is 2% as a PayPay bonus. The maximum amount that can be granted once and per day is 100,000 yen, and a PayPay app is required to confirm winning. Winners will see the winning screen immediately after payment.

  • Image of winning screen (The image is from “PayPay Jumbo” held from October to November)

In addition to this, PayPay also holds campaigns in collaboration with local governments nationwide. In November, it is held in 38 local governments nationwide, and in December, campaigns will be held in more than 30 local governments. If you make a payment using PayPay that meets the conditions at the target stores in the area, you will receive a PayPay bonus of 20 to 30%. Also, depending on the municipality, you can participate even if you have not registered for Mina Point.

  • You can check the local governments that are holding the campaign from the PayPay app or the official website.

The deadline for the minor point business is until the end of March 2021, but the application is scheduled to be closed when the first 40 million people are reached. If you haven’t applied yet, we recommend that you apply early even for the Individual Number Card, which is essential for application.

* The service content introduced in this article is information as of the update date. Unless otherwise noted such as “excluding tax”, the amount including consumption tax is shown in principle. The point value is calculated by the editorial department and may fluctuate depending on the usage method. Some services may not be covered. Please check the latest information on the official website when using.

■ Author Profile: Hiroshi Tanaka (Writer / Editor)

I usually do a lot of work related to music and entertainment, but after making a credit card book for the convenience of the company I worked for in the past, I became familiar with credit cards, electronic money, points, and so on. Since then, he regularly edits and writes credit card mook books. In “The Strongest Credit Card Guide 2017: How to Choose and Use Cards That Really Benefits = Photographs” (Kadokawa SSC Mook) released on March 8, he is the editorial supervisor and writes most of the articles.